In Texas, non-subscribers are companies that opted out of the Workers’ Compensation program. These are not typical workers’ comp cases. You need to research your company’s coverage for work injuries. If your claim is denied, the type of coverage determines your options.
Non-subscriber companies have hired a third-party administrator to provide benefits under an ERISA Employee Benefit Plan. If you’re a non-subscriber, determine if you can sue your employer for negligence. To do so, prove that the injury was caused by employer negligence. Sometimes, you may need a lawyer’s help.